Selling a house in Wales: the steps, the costs and how long it takes
A plain guide for homeowners in Swansea, Neath, Port Talbot, Llanelli and Gorseinon, from the first valuation to the day you hand over the keys.
By Jonathan Chan, Director, Morgan Jones Estates & Lettings ·Last updated: 10 October 2026
In short: selling a house in Wales follows the same legal steps as in England. You get a valuation and an Energy Performance Certificate (EPC), market the home, accept an offer, let the solicitors do the conveyancing, exchange contracts and then complete. The seller pays the estate agent and their own solicitor. The buyer, not the seller, pays Land Transaction Tax, the Welsh tax that replaced Stamp Duty in Wales on 1 April 2018. You do not need a Home Information Pack. Nothing is legally binding until contracts are exchanged, so a sale can still fall through between offer and exchange.
Key facts for sellers in Wales
- Land Transaction Tax: paid by the buyer. A buyer of their only home pays no LTT on the part of the price up to £225,000.
- EPC: must be ordered before you market the home (unless you already have a valid one), made available to buyers free of charge, valid for 10 years.
- Home Information Pack: not required. HIPs were suspended in England and Wales in May 2010 and later abolished.
- Offer: not legally binding until contracts are exchanged.
- Capital Gains Tax: not normally due if the house was your only or main home for the whole time you owned it.
- Morgan Jones: Morgan Jones Estates & Lettings sells homes in Swansea, Neath, Port Talbot, Llanelli and Gorseinon. The fixed fee is £1,800 + VAT (£2,160 including VAT), paid only when the sale completes. No sale, no fee. The free valuation, photography, floorplan, hosted viewings, negotiation and daily sales progression are all included. Call 01792 651311.
Selling soon? Book a free valuation or call 01792 651311. We call you back as soon as we see your request.
The steps to selling a house in Wales
These are the eight stages almost every sale goes through. Do steps 2 and 3 before you go on the market, so your paperwork is ready when a buyer is.
- 1
Get a valuation and choose your agent
An estate agent visits, looks at your home and what has actually sold nearby, and suggests an asking price. Ask how they reached the figure. A realistic asking price saves you time on the market. Once you pick an agent, they must check your identity under the anti-money laundering rules, so have your photo ID ready.
- 2
Order an EPC
If you do not already have a valid Energy Performance Certificate, you must order one before your home goes on the market. You must make a copy available to buyers free of charge by their first viewing or the first written details, whichever comes first. An EPC lasts 10 years, so you may already have one.
- 3
Choose your solicitor or conveyancer
Instruct one at the start, not after you accept an offer. They will send you property information forms to fill in. Doing those early saves time later.
- 4
Go on the market
Your agent takes the photos, draws the floorplan, lists the home and books the viewings.
- 5
Accept an offer
Your agent negotiates and checks the buyer can proceed: mortgage in principle, cash proof, and whether they have a home to sell first. An accepted offer is not legally binding in England and Wales. Either side can still walk away.
- 6
Conveyancing
Your solicitor drafts the contract and answers the buyer's solicitor's questions, with your help. The buyer's side runs searches, reviews the title and arranges the mortgage and any survey.
- 7
Exchange contracts
Both sides sign and swap contracts. From this point the sale is legally binding, and usually neither side can pull out without paying compensation. The completion date is agreed here.
- 8
Completion
The buyer's money arrives, your solicitor pays off your mortgage and the agent's fee, and sends you the balance. You hand over the keys and leave the house as the contract says.
Want the house looking its best before the photos? See our guide on how to prepare your property for sale.
What does it cost to sell a house in Wales?
As the seller, your main costs are the estate agent and the legal work. You do not pay Land Transaction Tax on the sale. Here is the full list, so nothing comes as a surprise at completion.
| Cost | Who pays | What to know |
|---|---|---|
| Estate agent fee | Seller | Most agents charge a percentage of the sale price, so the fee rises with your price. Check it is shown with VAT. Ours is fixed at £1,800 + VAT (£2,160 including VAT), on completion only. |
| Solicitor or conveyancer | Seller | No set scale of fees. Get quotes, and ask what you pay if the sale falls through before exchange. |
| EPC | Seller | Only if you do not already have a valid one (they last 10 years). |
| Paying off your mortgage | Seller | Paid from the sale money by your solicitor. Ask your lender for a redemption figure early, and whether an early repayment charge applies. |
| Removals | Seller | Book once you have a likely completion date. The date is only fixed at exchange. |
| Land Transaction Tax | Buyer | Not a seller cost. See the rates below. |
| Capital Gains Tax | Seller, sometimes | Not normally due on your only or main home. Can apply to a buy-to-let or second home. |
Citizens Advice notes that most estate agents charge a percentage of the final sale price. It tells sellers to check whether VAT, photos and advertising are included. A fixed fee means you know the exact figure before anyone visits. It does not grow when you accept a higher offer. Selling a rental or a second home? Read our guide to Capital Gains Tax when selling a buy-to-let in Wales.
Do sellers pay Land Transaction Tax in Wales?
No. Land Transaction Tax is the Welsh version of Stamp Duty. It has applied to property sales in Wales since 1 April 2018. The Welsh Revenue Authority collects it, and the law places it on the buyer. You only pay LTT if you go on to buy another property in Wales, and then only if the price or the higher rates mean tax is due.
It still matters to you as a seller, because it changes what your buyer can afford. A buyer purchasing their only home pays these main residential rates, each on the slice of the price that falls in the band:
| Part of the price | LTT rate |
|---|---|
| Up to £225,000 | 0% |
| £225,001 to £400,000 | 6% |
| £400,001 to £750,000 | 7.5% |
| £750,001 to £1,500,000 | 10% |
| Over £1,500,000 | 12% |
Main residential rates for transactions on or after 10 October 2022, still current on the gov.wales rates page on 10/10/2026.
So a buyer of a £210,000 home who is buying it as their only home pays no LTT at all. Buyers adding a second home or a buy-to-let, and companies, can pay higher rates. If you are selling your main home and buying another to replace it, the higher rates may not apply to your purchase. The Welsh Revenue Authority's calculator on gov.wales gives the exact figure for any purchase.
Do you need an EPC to sell a house in Wales?
Yes. The law for England and Wales says you must make a valid Energy Performance Certificate available to buyers free of charge. You must do this by the first viewing or the first written details, whichever comes first. The final buyer must be given a copy. If you have no valid EPC, you must order one before the home goes on the market. An EPC is valid for 10 years, so if you bought or improved the home recently you may already have one. Our guide explains how to get an EPC in Wales.
Do you need a Home Information Pack?
No. Home Information Packs were suspended in England and Wales on 21 May 2010, and the law requiring them was later repealed. Only the EPC part survived. Your solicitor will still ask you for documents, such as your ID, guarantees and certificates for work done on the house (new windows, electrics, extensions), so gather those early.
How long does it take to sell a house in Wales?
Across the UK, the average home goes under offer in about 38 days (Zoopla). Getting from sale agreed to completion then takes about 167 days, or 5.5 months (Rightmove, March 2026). These are UK-wide averages, not Wales figures. No law sets a timescale, and every home and chain is different.
Most of the wait comes after you accept an offer. A sale has two halves:
- Finding a buyer. Price, presentation and how fast enquiries are answered drive this. A buyer who is keen on Monday can be cold by Friday.
- Offer to completion. Searches, the buyer's mortgage and survey, the contract questions, and every other sale in the chain. This is where sales slow down, and where they quietly fall apart if nobody is chasing.
What speeds it up:
- Instruct your solicitor and fill in the property forms before you accept an offer.
- Have your ID, EPC and paperwork for past work ready.
- Check the buyer properly before accepting: mortgage in principle, deposit, and whether they need to sell first.
- Use an agent who chases the buyer, both solicitors and the chain every day, and tells you what is happening without you having to ring round.
Once you accept an offer, Morgan Jones chases every party daily until completion, and you hear the news from us.
What does an estate agent do, and what should you ask one?
An estate agent values your home, markets it, deals with enquiries, shows buyers round, negotiates the price and then keeps the sale moving through the legal work. The last part is the one most sellers underrate. Every estate agent must belong to an approved redress scheme, so ask which one before you sign.
Before you sign with anyone, ask:
- What is the fee including VAT, and is it a percentage or fixed?
- Is anything payable if the house does not sell?
- What is included: photos, floorplan, hosted viewings, negotiation?
- How quickly do you reply to buyer enquiries and book viewings?
- Who chases the solicitors after the offer, and how often will I hear from you?
- Which redress scheme do you belong to?
Selling with Morgan Jones
The thing sellers fear most is the agent who goes quiet: buyers left waiting, the sale stalled with the solicitors, and you ringing round for news. We work so that does not happen.
- We answer. We answer buyer enquiries as soon as we see them. We book viewings while the buyer is still keen. You speak to real people in Swansea, not a call centre.
- We chase. After your offer is accepted we chase the buyer, both solicitors and the chain every day, and you hear the news from us.
- One fixed fee. £1,800 + VAT (£2,160 including VAT), paid only when your sale completes. No sale, no fee. Nothing upfront.
- Independent redress. We are members of The Property Ombudsman (TPO), which covers our sales as well as our lettings.
- Everything included. Free valuation, professional photography, a floorplan, marketing, hosted viewings, offer negotiation and daily sales progression.
- Extra buyers. Your home goes on the open market and in front of the hundreds of buyers already on our books, including landlords and investors. We have sold hundreds of homes across South Wales.
Full details, local prices and how it works are on our page to sell your house in Swansea. Selling a rented home with contract-holders still living there? That page also covers tenanted sales under Welsh law.
What to do next
- Book a free valuation: call 01792 651311 or use our valuation request form. We call you back as soon as we see it.
- Check whether you already have a valid EPC.
- Get two or three conveyancing quotes and instruct one.
Morgan Jones Estates & Lettings, Mount Pleasant Business Centre, Swansea SA1 6ED. We sell homes in Swansea, Neath, Port Talbot, Llanelli and Gorseinon.
Questions sellers ask about selling in Wales
Who pays Land Transaction Tax when a house is sold in Wales?
Do I need an EPC to sell my house in Wales?
Do I need a Home Information Pack to sell in Wales?
Can a buyer pull out after I accept their offer?
How long does it take to sell a house in Wales?
How much does Morgan Jones charge to sell a house?
Do I pay Capital Gains Tax when I sell my house?
Do I need a solicitor to sell my house?
Sources
All checked on 10/10/2026. This guide is general information, not legal or tax advice. Rates and rules can change, so confirm anything important with your solicitor or on gov.wales.
- Land Transaction Tax guide (who pays, start date 1 April 2018, Welsh Revenue Authority)
- LTT rates and bands (main residential rates from 10 October 2022)
- Land Transaction Tax and Anti-avoidance of Devolved Taxes (Wales) Act 2017, section 56 (the buyer must pay the tax)
- Land Transaction Tax and Anti-avoidance of Devolved Taxes (Wales) Act 2017, Schedule 5, paragraph 8 (replacement of main residence exception to the higher rates)
- Written statement on the draft Budget 2026 to 2027: Welsh taxes (LTT rates and thresholds unchanged)
- Energy Performance of Buildings (England and Wales) Regulations 2012, regulation 6 (seller must provide an EPC)
- Energy Performance of Buildings (England and Wales) Regulations 2012, regulation 7 (EPC must be commissioned before marketing)
- GOV.UK: Energy Performance Certificates when selling (order before marketing, valid 10 years)
- GOV.UK: Selling a home in England and Wales (steps, EPC, conveyancing, exchange, completion)
- GOV.UK: Offers and negotiations (offer not binding until exchange)
- GOV.UK: Transferring ownership (exchange and completion)
- Citizens Advice Wales: Selling a home (EPC, estate agent fees, redress, conveyancing)
- Home Information Pack (Suspension) Order 2010
- Localism Act 2011, section 183 (abolition of home information packs)
- Estate Agents (Redress Scheme) Order 2008, article 2 (estate agents must belong to an approved redress scheme)
- Money Laundering Regulations 2017, regulation 28 (identify and verify the customer)
- GOV.UK: Tax when you sell your home (Private Residence Relief)
- Zoopla: How long does it take to sell a house? (UK homes go under offer within 38 days on average; exchange to completion usually 7 to 28 days; page updated July 2026)
- Rightmove: What happens after your offer is accepted (average sale agreed to completion 167 days, data to March 2026)
Thinking of selling?
Find out what your home would sell for. The valuation is free, there is no obligation, and you know our fee before we visit: £2,160 including VAT, only if it sells.